United Kingdom · GBP

UK Payslip Generator — PAYE, NI & pension in one PDF

Create a payslip that complies with Section 8 of the Employment Rights Act 1996. PAYE income tax, National Insurance (Class 1), pension contributions, and the PAYE reference number are all laid out the way HMRC and UK mortgage lenders expect to see them.

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At a glance

PAYE bands (20% / 40% / 45%) applied automatically
National Insurance and workplace-pension lines included
Tax code, NI category letter, and PAYE reference on every stub
PDF + PNG for £10 — matches Sage, Xero, and BrightPay layouts

What UK law requires on a payslip

Since 6 April 2019 all workers — not just employees — are entitled to an itemised payslip on or before payday. The Employment Rights Act 1996 sets out the minimum content, and the Good Work Plan reforms added hours worked whenever pay varies by time.

Gross pay (broken down by fixed and variable amounts)
Variable and fixed deductions — with a running note if consolidated
Net pay
Method of payment (BACS, cheque, cash)
Number of hours where pay varies by hours worked

Tax codes and NI categories

The default 2024/25 tax code is 1257L (Personal Allowance of £12,570). StubGenPro lets you override the code for K-codes, BR, D0, or Scottish/Welsh variants, and it picks the right NI category letter (A, B, C, H, J, M, Z) based on the employee category.

Mortgages, tenancies, and universal credit

UK lenders (Nationwide, Halifax, Santander, HSBC) usually ask for three consecutive payslips plus a P60. Letting agents accept the same. Universal Credit reviews cite payslips as the primary evidence of PAYE income for the last three assessment periods.

Frequently asked questions

Is it legal to make my own payslip in the UK?

Yes, as long as the figures reflect income you actually received. HMRC treats a fabricated payslip used to obtain credit or benefits as fraud under the Fraud Act 2006 — the calculator does not make anything legal that would not otherwise be.

Do you include employer and employee pension contributions?

Yes. Auto-enrolment defaults to 5% employee / 3% employer of qualifying earnings; you can set any percentage or a fixed amount.

Does the payslip show the PAYE reference?

Yes — the PAYE reference (e.g. 123/AB456) and Accounts Office reference appear in the header where HMRC expects them.

Do you handle Scottish tax bands?

Yes. Select a Scottish tax code (starts with S) and the stub applies the Starter, Basic, Intermediate, Higher, Advanced, and Top rates instead of the rUK bands.

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