What a compliant US pay stub must show
The federal Fair Labor Standards Act does not require employers to hand out pay stubs, but 41 states do. Wherever you sit, a stub proves what you earned, what was withheld, and what hit your account — which is exactly what lenders, landlords, and immigration officers want to see.
- Employee full name, address, and (optional masked) SSN
- Employer legal name, address, and EIN
- Pay period start and end dates, plus pay date
- Gross wages by earning type (regular, overtime, bonus, PTO)
- Federal income tax, Social Security, Medicare, and any state or local tax
- Voluntary deductions (401k, health, dental, HSA)
- Net pay and year-to-date columns for every line
How our USA pay stub generator works
Pick "United States" on the generator, enter your employer and employee details, and type in your gross pay for the period. StubGenPro applies the current federal brackets, FICA percentages, and your state rate, then renders a preview instantly.
Nothing is billed until you download. When you're happy with the preview, you pay $10 once and get both a PDF and a PNG — the PDF for lenders and landlords, the PNG for anything that renders inline.
When people use a US pay stub
Apartment applications, auto loans, personal loans, mortgage pre-approval, visa and green-card packages, child-support filings, and small-business bookkeeping are the most common reasons. Self-employed contractors also use stubs to document draws taken from an LLC or S-corp.